Automate your private student loan search and get matched in minutes
Finding student loans shouldn't be difficult. With Meritrust's Student Loan Marketplace, it doesn't have to be.
Why use our student loan marketplace?
- Search for in-school and refinance loans that work for your unique needs.
- Explore competitive fixed and variable interest rates so you can choose a loan that's best for your financial situation.
- Enjoy flexible repayment terms and options that fit your budget and timeline.
- Say goodbye to origination fees and prepayment penalties.
View My Loan Options
What can you use our student loans for?
Our student loans are specifically designed to cover all your education-related expenses, even some that federal school loans might not cover such as:
- Tuition fees and room and board
- Textbooks and supplies
- Transportation
- Other essential costs
Who can benefit from our student loans?
- Undergraduate students
- Graduate and professional students (MBA, Law, MD, JD, etc.)
- Parents of students
- Borrowers looking to refinance their existing student loans
This is education on your terms
Find a loan that works for you
Answer a few short questions and get matched in minutes.
Competitive rates & flexible repayment terms
Your loan can work on your time and for your budget.
Refinancing your existing loans
Take control of your student loans by refinancing at a lower rate.
Ready to find your personalized rate?
Discovering your pre-qualified rates has never been easier. Simply click the button below and we'll help with the rest.
Frequently Asked Questions
What are private student loans?
How can you use private student loans?
What type of student loans are there?
How does the Meritrust Student Loan Marketplace work?
How does student loan interest work?
What is a fixed vs. variable-rate loan?
What are the drawbacks of private student loans?
How much money can I borrow with a private student loan?
How does reimbursement work for student loans?
When should I apply for a private student loan?
How do I qualify for a private student loan?
Can I get a private student loan with bad credit or no credit?
Do I need a cosigner for a private student loan?
Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
This student loan marketplace is powered by Sparrow. These loans are made by Sparrow's lending partners. Meritrust Credit Union is not the creditor for these loans and is compensated by Sparrow for the referral of loan customers.
Applications are subject to a requested minimum loan amount of $1,000. Current credit and othereligibility criteria apply.
SPARROW RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. © 2023 Sparrow Labs Inc. All rights reserved. Sparrow, the Sparrow logo, and other Sparrow names and logos are service marks or registered service marks of Sparrow Labs Inc. All other names and logos used are the trademarks or service marks of their respective owners. Sparrow is not sponsored by or an agency of the United States of America.
