Meritrust Mobile
Meritrust Mobile is designed with your convenience in mind. Our online and mobile banking app connects you with tools you need to view your accounts, make transfers, deposit checks, pay bills and so much more.
Download Meritrust Mobile today, click the "Sign Up or Re-enroll" button and then you'll be able to take advantage of digital banking on your phone or desktop. Have questions? Click the red chat button in the bottom right corner of your screen.
Learn How to Use Meritrust Mobile
The interactive video below can walk you through the sign up process and where to find the features you know and love within Meritrust Mobile.
Services in Meritrust Mobile
Click on each icon to learn more about that service.
Desktop Experience
Meritrust's online banking portal gives you complete control over your accounts 24/7. When you utilize desktop banking, you can:
- View your account history and current balance
- Utilize Pay a Person to transfer money to other Meritrust members
- Get free e-statements
- Make or schedule a transfer between your accounts
- Make a Loan Payment
- Pay bills online through your checking account for free
- See images of your cashed checks online
- Download account information for book keeping software
- Set up automatic e-mail balance and due date alerts
Our desktop banking experience gives you the power to manage and access your finances on your own time all from your computer.
Mobile Check Deposit
Don't let your checks pile up waiting for your next trip to the bank.. Meritrust's mobile check deposit service lets you deposit your personal checks from anywhere in the world using the Meritrust Mobile app. Just open the app, select "Check Deposit" and snap a photo of the front and back of your endorsed check.
Payment Center
Bill Pay
- Bill presentment
- Cleaner, more user-friendly design
- Multiple funding account functionality
- Expanded search and reporting options
- Ability to categorize payments
- Guaranteed delivery date
Pay a Person
- Send money to friends or family without needing their account number.
- Send a secure link
- Recipients can access funds through their bank or with their debit card. Fees apply for debit card delivery.
- Instantly transfer money to other Meritrust members for free.
External Account Transfers
- Move money between your Meritrust accounts and your accounts at other financial institutions
- Schedule recurring external transfers
- Manage external accounts
- Securely add accounts with microdeposit validation
- Inbound or outbound transfers
Pay Loan by Check or Card
- Pay your Meritrust loan with another bank account or debit card
- Set up a future payment
- Same-day loan payment credit
- Fees may apply
Skip-a-Pay
Feeling like you need a break from paying off your loan? Meritrust's Skip-a-Pay* program allows you to do just that.
Click here to see if you qualify.
Digital Banking Security
We take your security seriously, because you deserve peace of mind. How do we do this? There are several ways we protect your accounts, such as:
- Biometric logins for Apple and Android mobile devices
- Two-factor authentication to verify your device, and identity. You can opt-in to remembering devices that you trust and use frequently.
- Customized alerts for account activity like contact information changes and transfers.
- Card controls
Card Control
When it comes to your money, you want to feel secure. That's why Meritrust Mobile features card controls that allow you to take control over your cards, by setting limits and restrictions of your choice.
TRANSACTION MANAGEMENT
TRAVEL MONITORING
TURN CARDS ON/OFF
Credit Card Services
Quickly review your credit card transactions, make payments and easily view and redeem rewards through mobile or desktop banking.
eStatements & eNotices
eStatements save trees and offer you a more convenient way to watch your money and spending habits. View it, download it, print it or admire it for as long as you'd like from your home computer or mobile device. We'll also save 13 months of your statements online for you to access anytime. eStatements are secure and can only be accessed through online banking.
An eNotice is an electronic version of a paper notice you would typically receive in the mail. Once you sign up for eNotices, you will no longer receive the paper version. For security purposes, the actual eNotice is not emailed to you. Instead, you receive an email prompting you to log in to Online Banking to view your eNotice.
What are the type of eNotices you might receive?
- Checking Insufficient Funds
- Point of Sale Insufficient Funds
- Past Due Loan Payment
- Loan Bill Reminder
- Safe Deposit Box bill
- CD Maturity Letter
- Line of Credit Advance (overdraft notice)
- Loan Rate and Payment Change Notice
READY TO GET STARTED?
Enjoy these digital banking features and open up your account today! You can take care of it all from your phone or desktop.
* There is a $25.00 fee per loan for deferring your payments. If you are approved to defer your loan payment(s), no late fee will be levied. For loans with repayment schedules due monthly, one payment will be skipped. For bi-weekly repayment schedules, two payments will be skipped. For semi-monthly repayment schedules, two payments will be skipped. For weekly repayment schedules, four payments will be skipped. Your payment(s) will resume subsequent to the skipped payments on the next regularly scheduled payment date. Loan interest will continue to accrue and will be collected when payment(s) resume. Any loan payroll deduction received during this period will be deposited into your share account and will be available for withdrawal. Skip-a-Pay applications submitted to Meritrust in whole or in part that are illegible or incomplete may not be processed. If you have Credit Life and/or Disability, GAP Insurance or Warranties on any loan on which you are deferring any payments, your coverage may be adversely affected. To qualify you must; have made at least one payment on your loan(s), be current on your loan payments, and have a positive balance in all your Meritrust accounts, including your $5.00 minimum share balance. This offer is available on most closed-ended, consumer loans. This offer is not available on 1st Mortgages, Unsecured Lines of Credit (ULOC), Home Equity Lines of Credit (HELOC), Freedom Lines of Credit, Fixed Rate 2nd Mortgages, Commercial Loans and Credit Card Loans. Only two Skip-a-Pay are allowed per loan per calendar year. If you would like more information, a copy of this disclosure, or have questions, please contact us at: Meritrust Credit Union, PO Box 2926, Wichita, KS 67201-2926, or call 800-342-9278.
