Rates Effective: February 1st, 2026. These rates are subject to change without notice.
Business Savings rates |
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|---|---|---|---|---|---|
| Business Membership Savings | |||||
| Tier | Dividend Rate | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Balance to Earn Dividends |
| $0-$499.99 | 0.03% | 0.03% | $5.00 | $0 | $100 |
| $500+ | 0.05% | 0.05% | $5.00 | $0 | $100 |
| Corporate Money Market | |||||
| Tier | Dividend Rate | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Balance to Earn Dividends |
| $0-$49,999.99 | 1.49% | 1.50% | $0 | $2,000 | $0 |
| $50K-$99,999.99 | 1.98% | 2.00% | $0 | $2,000 | $0 |
| $100K-$249,999.99 | 2.23% | 2.25% | $0 | $2,000 | $0 |
| $250K-$999,999.99 | 2.47% | 2.50% | $0 | $2,000 | $0 |
| $1MM-$4,999,999.99 | 2.72% | 2.75% | $0 | $2,000 | $0 |
| $5MM+ | 3.74% | 3.80% | $0 | $2,000 | $0 |
| Business Money Market | |||||
| Tier | Dividend Rate | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Balance to Earn Dividends |
| $0-$2,000 | 1.98% | 2.00% | $0 | $2,000 | $0 |
| $2,000.01-$49,999.99 | 1.00% | 2.00%-1.04% | $0 | $2,000 | $0 |
| $50,000-$99,999.99 | 1.50% | 1.04%-1.28% | $0 | $2,000 | $0 |
| $100,000-$249,999.99 | 2.25% | 1.28%-1.87% | $0 | $2,000 | $0 |
| $250,000+ | 3.00% | 1.87%-2.75% | $0 | $2,000 | $0 |
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Blended rate |
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| Non-Profit Money Market | |||||
| Tier | Dividend Rate | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Balance to Earn Dividends |
| $0.00-$9,999.99 | 0.00% | 0.00% | $10,000 | $0 | $10,000 |
| $10,000.00-$49,999.99 | 3.69% | 3.75% | $10,000 | $0 | $10,000 |
| $50,000.00-$249,999.99 | 3.69% | 3.75% | $10,000 | $0 | $10,000 |
| $250,000.00-$999,999.99 | 3.69% | 3.75% | $10,000 | $0 | $10,000 |
| $1,000,000.00 and higher | 3.69% | 3.75% | $10,000 | $0 | $10,000 |
Checking Account Rates |
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|---|---|---|---|---|---|
| BusinessPro Elite Checking | |||||
| Tier | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Monthly Service Charge | Monthly Activity |
| $0-$999.99 | 0% ** | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
| $1,000-$9,999.99 | 0.25% | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
| $10,000-$24,999.99 | 0.35% | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
| $25,000-$99,999.99 | 0.50% | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
| $100,000+ | 0.75% | $100 | $10,000 | $12 | First 200 items included; $0.25 per item in excess of 200 per month. |
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**Minimum balance of $1000 required to obtain the dividends disclosed above. |
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| BusinessPro Lite Checking | |||||
| Tier | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Monthly Service Charge | Monthly Activity |
| $0 | 0.50% | $100 | $2,500 | $10, waived when you maintain a $2,500 minimum average daily balance or reduced by $0.50 each time you use your business debit card, up to $10. | First 100 items included; $0.25 per item in excess of 100 per month. |
| Small Business Checking | |||||
| Tier | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Monthly Service Charge | Monthly Activity |
| $0 | None | $0 | $0 | $0 | First 50 items included; $0.25 per item in excess of 50 per month. |
| Analysis Select Checking | |||||
| Tier | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Monthly Service Charge | Monthly Activity |
| $0 | None | $100 | $0 | $12 | Combined volume of credits and debits: $0.25 each. |
| Insurance Agent Checking | |||||
| Tier | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Monthly Service Charge | Monthly Activity |
| $0 | None | $0 | $0 | $10 | No monthly activity charges |
| Community Plus Checking | |||||
| Tier | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Monthly Service Charge | Monthly Activity |
| $0 | 0.25% | $100 | $0 | None | First 50 items included; $0.25 per item in excess of 50 per month. |
Business Certificate of Deposit Rates |
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|---|---|---|---|---|---|---|---|
| Business CDs | |||||||
| Term | Dividend Rate | APY* | Min. Opening Balance | Min. Balance to Avoid Fee | Balance to Earn Dividends | Compounded & Credited | Dividend Period |
| 3 Months | 0.40% | 0.40% | $500 | N/A | $500 | Monthly | Monthly |
| 6 Months | 0.50% | 0.50% | $500 | N/A | $500 | Monthly | Monthly |
| 12 Months | 3.93% | 4.00% | $500 | N/A | $500 | Monthly | Monthly |
| 18 Months | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
| 2 Years | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
| 3 Years | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
| 5 Years | 3.45% | 3.50% | $500 | N/A | $500 | Monthly | Monthly |
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*APY=Annual Percentage Yield. Rates are effective as of February 1<sup>st</sup>, 2026. Fees could reduce earnings. Subject to approval. Federally insured by NCUA. Early withdrawal penalties may apply. Rates are subject to change. |
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